The features you need to control your money.
Explore the financial tools that go beyond traditional banking
No-cost Direct Deposit
The greatest of ease
When you login to no-cost Direct Deposit1 service, you can eliminate long lines and check cashing fees on checks you direct deposit, and get your money up to two days faster2.
For added value, after you setup a payroll or government benefits Direct Deposit of at least $500 into your account during one calendar month you'll qualify for an automatic upgrade to our $5 per month Discounted Fee Plan. Plus, you get access to the next level of Control™ card features:
1 Other costs, terms and conditions are associated with the use of this card. See reverse for the card’s basic fees. For a list of all fees, see enclosed Cardholder Agreement for complete details.
2 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.
3 The $10 Purchase Cushion is not an extension of credit: it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on the card account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.
Begin building your solid financial foundation
Simple to use tools allow you to track your spending, manage a budget and add money to an optional savings account1.
1 No minimum balance necessary to open Savings. Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form. If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account, your request will be declined. The Savings Account is made available to Cardholders through MetaBank, Member FDIC. Card Account and Savings Account funds are FDIC-insured upon verification of your identity. For purposes of FDIC coverage, all funds held on deposit by the Cardholder at MetaBank will be aggregated up to the maximum amount permitted by law upon receipt of funds by the Issuer.
Stay in control
With Anytime Alert text messages you can track your balance and other card account activity anywhere you are. (Text message fees may apply.)1
1No charge for this service, but your wireless carrier may charge for messages or data
Cash Back Rewards
Make your money work
Earn rewards1 when you use your ControlTM card to pay for specially selected offers from your favorite stores, restaurants and service providers.
Just click on the offers you like in the Online Account Center and use your card to shop and redeem your offers. We'll credit your account for the rewards you've earned the month after you used the offer. (Terms apply.)
1 Payback Rewards is an optional program. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Reward offers are based on individual shopping habits. Cash back rewards are credited to your Card Account and are not available in the form of a check or other direct payment method. See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. Program sponsor: Netspend Corporation. MetaBank and Mastercard are not affiliated in any way with this program and do not endorse or sponsor this program.
Cardholder to Cardholder Transfer
Spread the wealth
Transfer money online or via text message to family or friends with Control Cards or other Netspend prepaid cards. Netspend does not charge a fee when you use the online or text message options.
Refer A Friend
When you refer your friends, coworkers or family and the person you refer loads at least $40 in cash or Direct Deposit to their new ControlTM Card Account, you each get up to a $20 credit!1
Refer your friends today (Terms Apply.)
1 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No rewards credited to either party if referred individual had a Netspend card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing a Card Account with us. MetaBank® and Mastercard are not affiliated in any way with the Refer-a-Friend rewards program and do not endorse or sponsor this program.
Feel good about paying less
Save as much as 50% off the normal retail price of prescriptions at most major pharmacies. Just print out your own personalized discount card at our partner’s website and show it to your pharmacist at participating pharmacies.1 (Terms Apply.)
1 Savings vary by drug, average savings of 50% (as of August 2017). This is a medical discount plan. This is NOT insurance. This program offers you the opportunity to locate providers of various types of medical services who will offer their services to you at discounted rates. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and service received. You are fully responsible for paying for all health care services but will be entitled to receive a discount from those health care providers in accordance with the specific pre-negotiated discounted fee schedule. This program does not guarantee the quality of the services or procedures offered by the providers. Except for prescription drugs which you will pay directly to the pharmacy at the time of purchase, all other services received through a program provider will be charged to the credit card on file in your member account. The charge will include an administrative fee for use of the program. This is not a Medicare prescription drug plan. Towers Administrators Inc. is the licensed discount medical plan organization with its administrative office located at 4510 Cox Road, Suite 111, Glen Allen, VA 23060. SingleCare Services, LLC is the marketer of the discount medical plan organization including its website, singlecare.com, with its corporate office located at 4100 Regent Street, Suite S, Columbus, OH 43219. For additional information, including an up-to-date list of providers, or assistance with any issue related to program membership, please contact member support any time at www.singlecare.com, or by calling toll-free 1-800-323-1174, Monday through Friday 9am-9pm EST. Although Netspend provides you the option to receive this discount card, this discount card is issued by a third-party, and Netspend is not affiliated with the discount card issuer or its discount program. Netspend makes no representations, warranties or guarantees, and shall have no responsibility, with respect to the discount card or it’s discounts. MetaBank and Mastercard are not affiliated in any way with this optional product or service and neither endorse nor sponsor it.
A little cushion equals a lot of confidence
In case you are ever caught short, you may get up to a $10 purchase cushion.1 This option is only available to cardholders who have qualified for the Control Card Account Upgrade.
1 The $10 Purchase Cushion is not an extension of credit: it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on the card account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.
Invest in your future now
Our optional savings account requires no minimum balance or deposit and currently offers a 5.00% APY, one of the highest interest rates in the country.1
1 The Savings Account is made available to Cardholders through MetaBank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
- If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
- If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.
The interest rates and APYs of each tier may change. The APYs were accurate as of . These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through MetaBank, Member FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at MetaBank will be aggregated up to the maximum amount permitted by law up upon receipt of funds by the Issuer.
Truly a card for you
Use a photo of a loved one or a memorable moment to create a Control Card as unique as you are. Or, add your own photo for an extra layer of security1.
1 Custom card fee required. Picture must meet Image Guidelines. If custom card is lost, stolen, or damaged, any request for: (a) a replacement custom card requires resubmission of image and payment of custom card replacement fee; or (b) a replacement standard card requires payment of standard Replacement Card Fee. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement.
Smart Phone Apps
The power to manage your account on the move
Keep track of your money with Control Card Android or iPhone mobile banking apps. Check your balance in minutes, see your recent transactions, find the closest reload location or call Customer Service with one tap - all from your phone! Also, load checks to your Card Account in minutes with our new Mobile Check Load1 feature!
To find the Control Card app, just search for 'Control Card' in your app store.
Pay the way that works best for you
Pay your utility bills, cable bill, rent, car payments – even pay a friend – using our fast and secure online bill pay services. Paying your bills with Control Card is convenient and flexible. There are multiple bill pay options so you can choose to pay your way.1
1 Some bill payment services are subject to fees. See the Online Account Center for details about the methods of payment available.
Control your identity – Leave your plastic in your wallet
Why worry about someone stealing your card number? The Control Card virtual account1 is a convenient way to shop online or by phone. When you create a virtual account you get a unique card number, expiration date, and security code. There is no physical plastic card and no one will know your actual card number.
- Shop securely online or by phone
- Shop from a shared or public computer with confidence
- If your plastic Control Card is lost or stolen, use your virtual account as a safe alternative until your replacement card arrives
1 You may request up to six (6) active Virtual Accounts for each active Card Account. Virtual Accounts are subject to the same fees, limits, terms, and conditions as your Card Account. See your Cardholder Agreement or Online Account Center for details.
Refill a Prepaid Phone
Refill a prepaid phone and get a dollar back!1
Each time you add $25 or more to a prepaid phone, we'll credit $1 to your Control Card Account. Add money to your phone (or even a friend's) in just a few quick clicks.
Go to your Online Account Center and click on Refill Prepaid Phone under Pay Bills to get started. Then, simply enter the carrier, the phone number, and amount you want to refill.
Refills are even faster when you text them. Sign up for mobile or email alerts, then text the code REFILL, the amount of money you want to add, and the prepaid phone number to 22622. For example: "REFILL 50 myphone." Standard text messaging rates apply.
1 The minimum refill amount is $25 (before tax). There is a $200 daily refill limit (before tax) per Control Card account. Your Control Prepaid Mastercard account must be activated and you must login to your online Account Center in order to refill a prepaid phone. The value of each refill will be subtracted from the balance of your Control Card account. MetaBank is not affiliated in any way with this offer and does not endorse or sponsor this offer.