Card usage subject to card activation and identity verification.

Add Money

Whether it's through Direct Deposit, cardholder to cardholder transfers to friends and family or a visit to any of the 130,000 Netspend Reload Network nationwide locations, check out how we've made adding money to your ControlTM Prepaid MasterCard simple and easy.

No-cost Direct Deposit of paychecks, government payments, tax refunds

  • Get paid up to 2 days faster1
  • Eliminate check cashing lines and check cashing fees for the checks you direct deposit
  • Get your tax refund up to 2 days faster!2
  • It's simple to enroll.

How to upgrade your Control Card

After you setup a payroll or government benefits direct deposit of at least $500 during one calendar month, you qualify for an automatic upgrade to our $5 per month Reduced Monthly Plan and get access to special features:

Transfer money into your Control Card Account

Add money from a qualifying bank account, a PayPal account, or another Control Card or Netspend account. Acceptance and fees vary by bank. Learn how.

Add cash or checks.

You can add cash or the proceeds of a cashed check to your Control Card Account at any of the more than 130,000 locations in the Netspend Reload Network. Whether it's your local grocery store, gas station or another reload location, we'll help you find the lowest cost reload option nearest you.

1 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

2 Faster access claim is based on comparison of Direct Deposit to a mailed paper check. For up-to-date information from the IRS, visit

3 The $10 Purchase Cushion is not an extension of credit: it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on the card account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.

The Control Prepaid Mastercard is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

© 2020 Total System Services, Inc.®. All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.