Add Money

Whether it's through Direct Deposit, cardholder to cardholder transfers to friends and family or a visit to any of the 130,000 NetSpend Reload Network nationwide locations, check out how we've made adding money to your ControlTM Prepaid MasterCard simple and easy.

Free Direct Deposit of paychecks, government payments, tax refunds

  • Get paid up to 2 days faster1
  • Eliminate check cashing lines and check cashing fees for the checks you direct deposit
  • Get your tax refund faster!
  • It's fast and easy to enroll.

How to upgrade your Control Card

After you setup a free payroll or government benefits direct deposit of at least $500 during one calendar month, you qualify for an automatic upgrade to our $5 per month Discounted Fee Plan and get access to special features:

Transfer money into your Control Card account

Add money from an existing bank account, a PayPal account, or another Control card or NetSpend account. Learn how.

Add cash or checks.

You can add cash or the proceeds of a cashed check to your Control card account at any of the more than 130,000 locations in the NetSpend Reload Network. Whether it's your local grocery store, gas station or another reload location, we'll help you find the lowest cost reload option nearest you.


1 Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit.

2 The $10 Purchase Cushion is not an extension of credit: it is a non-contractual courtesy exercised in our sole discretion, by which we may approve transactions that the Control Card cardholder requests from time to time that create up to a $10.00 negative balance on the card account. A cardholder may receive only one $10.00 negative balance allowance at a time and is responsible for repayment of any negative balance created through use of the card account. See your Cardholder Agreement for more information.

The Control Prepaid MasterCard is issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Card may be used everywhere Debit MasterCard is accepted.

© 2018 Total System Services, Inc.®. All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.