Maximize Your Money

Work your money

The money you earn should work as hard as you do. That's why after you setup a free payroll or government benefits direct deposit of $500.00 to your Control Prepaid MasterCard account in one calendar month, you'll qualify for our $5 per month Discounted Fee Plan. All this, and with direct deposit you get your money up to 2 days faster4.
Learn more.

NEW! We're making it rewarding for you to stay connected. Refill virtually any prepaid phone using your Control Card account and get $15. It's the most convenient way to add minutes and data — and each time you do, we'll say thanks by putting a buck into your Control Card account. Add money to your phone (or even a friend's) in just a couple of quick clicks.
Learn more.

Control your money

Being out of control may be a good thing when it comes to hanging with friends but not when it comes to your money. With an online Account Center, budgeting tools and a 5% APY savings account, having a Control Prepaid MasterCard means that when it comes to your money, it's all good.

Share your money

For the sister that needs money for those hot new headphones, sending money to other Control cardholders is easy and free with cardholder to cardholder transfers. And when you refer friends or family to open a Control card account, you'll each get up to a $20 credit after the person you refer loads at least $40 to their new Control Prepaid MasterCard5.


1 The $10 Purchase Cushion is not an extension of credit: it is a non-contractual courtesy exercised in our sole discretion, by which we may approve transactions that the Control Card cardholder requests from time to time that create up to a $10.00 negative balance on the card account. A cardholder may receive only one $10.00 negative balance allowance at a time and is responsible for repayment of any negative balance created through use of the card account. See your Cardholder Agreement for more information.

3 The Savings Account is made available to Cardholders through MetaBank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

  • If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%.
  • If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates and APYs of each tier may change. The APYs were accurate as of . . These are promotional rates and may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account and Savings Account funds are FDIC-insured through MetaBank, Member FDIC upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at MetaBank will be aggregated up to the coverage limit, currently $250,000.00.

4 Faster access to funds is based on comparison of traditional banking policies versus electronic direct deposit.

5 The minimum refill amount is $25 (before tax). There is a $200 daily refill limit (before tax) per Control Card account. Your Control Prepaid MasterCard account must be activated and you must login to your online Account Center in order to refill a prepaid phone. The value of each refill will be subtracted from the balance of your Control Card account. MetaBank is not affiliated in any way with this offer and does not endorse or sponsor this offer.

6 A cardholder may receive an unlimited number of Refer-a-Friend rewards while program is available. No reward will be credited to either party if referred individual had another Netspend managed program card that was used for a value load, purchase, cash withdrawal, or incurred a balance inquiry fee at any time during the 180 calendar days before the day the $40 load requirement is fully met. Only cash reloads and direct deposits count towards the minimum load requirement. Allow 2 business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the total Refer-a-Friend rewards for such calendar year. Cardholder acknowledges that by referring a friend through this program, cardholder is releasing non-public information. Referred person acknowledges that payment of the referral may result in the cardholder's knowledge of referred person establishing an account with us. MetaBank® is not affiliated in any way with the Refer-a-Friend rewards program and does not endorse or sponsor this program.

The Control Prepaid MasterCard is issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Card may be used everywhere Debit MasterCard is accepted.

© 2018 Total System Services, Inc.®. All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.