Card usage subject to card activation and identity verification.

What It Costs

Understanding and honesty are great qualities to have in a friend. They're even better qualities to have when it comes to dealing with your money. That's why the ControlTM Prepaid Mastercard offers a simple fee plan specifically designed for the way you use your card.

And for added value, after you setup free payroll or government benefits direct deposit of at least $500 into your account during one calendar month you'll qualify for an automatic upgrade to our $5 per month Reduced Monthly Plan. That's a savings of over 35% off the $7.95 per month Monthly Plan. Plus, you get access to the next level of ControlTM card features:

These are some of the most common costs associated with the use of the Control card. For a complete list of fees, please refer to the fee schedule in the Cardholder Agreement.

Monthly Plan

Reduced Monthly Plan (after Account Upgrade)

Card Purchase Fee



Monthly Fee



Purchase Transaction Fee

Included in Plan

Included in Plan

Withdraw Cash (see our tips on how to avoid ATM fees below)

ATM Withdrawal Fee — Domestic

$2.50 per withdrawal. You may also be charged a fee by the ATM operator.

Helpful Tips

To avoid ATM fees: Select 'Debit' and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.

Add Money To Your Account

Direct Deposit

No Fee

Cash Reload at a Netspend Reload Network Location

Up to $3.95, per load. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. This is a third-party fee and is subject to change.

Account-to-Account Transfer Fee

Via Online Account Center: No fee

Via CS Agent: $4.95, per transfer via Customer Service Agent. Fee is assessed to transferor's account when the transfer is processed.

Manage Your Account

Mobile Phone Anytime AlertsTM

No fee (standard text message rates may apply).

Telephone Access Customer Service

No fee

Balance Inquiry

Via Online Account Center, E-mail or Anytime Alerts Text Message: No fee (standard text message rates may apply).

Via Toll-Free Number: No fee for calling Customer Service (Automated or Live Agent) for inquiries.

Via ATM: $0.50, per inquiry. You may also be charged a fee by the ATM operator.

Lost, Stolen or Damaged Card Replacement Fee

$4.95 each

Pay Bills

Bill Payment Fee

In addition to the one or more no-cost bill payment methods made available, you can see a full range of options and applicable fees in your Online Account Center.

Optional Features

Additional Card Fee

$4.95 for each Additional Card requested that is not a Repacement Card.

Custom Card

$4.95 per Custom Card

1 The $10 Purchase Cushion is not an extension of credit: it is a courtesy exercised at our discretion. Approved purchase transactions may create up to a $10.00 negative balance on the card account. Cardholder is responsible for repayment of any negative balance. See the Cardholder Agreement for details.

The Control Prepaid Mastercard is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

© 2020 Total System Services, Inc.®. All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.