What It Costs

Understanding and honesty are great qualities to have in a friend. They're even better qualities to have when it comes to dealing with your money. That's why the ControlTM Prepaid MasterCard offers a simple fee plan specifically designed for the way you use your card with zero surprises.

And for added value, after you setup free payroll or government benefits direct deposit of at least $500 into your account during one calendar month you'll qualify for an automatic upgrade to our $5 per month Discounted Fee Plan. That's a savings of over 35% off the $7.95 per month Basic Fee Plan. Plus, you get access to the next level of ControlTM card features:

These are some of the most common costs associated with the use of the Control card. For a complete list of fees, please refer to the fee schedule in the Cardholder Agreement.

Basic Fee Plan

Discounted Fee Plan (after Account Upgrade)

Cost to Open Account



Monthly Fee



Purchase Transaction Fee

Included in Plan

Included in Plan

Withdraw Cash (see our tips on how to avoid ATM fees below)

Domestic ATM Cash Withdrawal Fee

$2.50 per withdrawal, plus ATM owner fees, if any.

Helpful Tips

To avoid ATM fees: Select 'Debit' and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.

Add Money To Your Account

Direct Deposit

No Fee

Add cash at a NetSpend Reload Network location

Fee may be assessed by reload location and may vary from location to location.

Bank Transfer Fee

Standard Bank Transfer: No fee (transfer fees from the originating bank may apply).

Instant Bank Transfer: $1.95 per transfer of $100.00 or less (deducted from the transferor's debit card account). Transfer up to $250 per day.

Cardholder-to-Cardholder Transfer

Via Text Message: No fee (standard text message rates may apply).

Via Account Center: No fee

Via Agent Using Toll-Free Customer Service Number: $4.95 each

Manage Your Account

Mobile Phone Anytime AlertsTM

No fee (standard text message rates may apply).

Telephone Access Customer Service

No fee, except when making a balance inquiry (see below).

Balance Inquiry

Via Online Account Center, E-mail or Anytime Alerts Text Message: No fee (standard text message rates may apply).

Via Automated Toll-Free Number: $0.50 each (fee waived for Upgrade Accounts).

Via ATM or Agent Using Toll-Free Customer Service Number: $0.50 each

Lost, Stolen or Damaged Card Replacement Fee

$4.95 each

Pay Bills

Bill Payment Fee

In addition to the one or more no-cost bill payment methods made available, you can see a full range of options and applicable fees in your online Account Center.

Optional Features

Addition Card Fee

$4.95 per card

Custom Card

$4.95 per custom card

1 The $10 Purchase Cushion is not an extension of credit: it is a non-contractual courtesy exercised in our sole discretion, by which we may approve transactions that the Control Card cardholder requests from time to time that create up to a $10.00 negative balance on the card account. A cardholder may receive only one $10.00 negative balance allowance at a time and is responsible for repayment of any negative balance created through use of the card account. See your Cardholder Agreement for more information.

The Control Prepaid MasterCard is issued by MetaBank®, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Card may be used everywhere Debit MasterCard is accepted.

© 2018 Total System Services, Inc.®. All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.